So you’re moving to Australia from the UK. Is there really any need for travel insurance when emigrating when the two countries have a reciprocal agreement on health? And if you do need emigration travel insurance, should you just take out one way insurance to cover the journey over there, or should you get it to cover you for longer while you get settled? How does it work when you won’t be returning to your country of origin at the end of your trip so you’re only looking for travel insurance one way? I had all of these questions and more when we moved to Australia too.
This article is going to focus on one way travel insurance to Australia from the UK, but the content is applicable whatever country you are moving from (although you will need to search for a company similar to Go Walkabout in your own country that offers one way travel insurance). Specialist travel insurance for a one way trip is something that everyone moving to Australia should consider taking out.
Moving soon? Check out this ultimate guide to creating the perfect emigration leaving party!
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Get your Go Walkabout travel insurance discount code for emigration insurance below
I partner with Go Walkabout travel insurance for emigration travel insurance from the UK. They offer great value one way travel insurance from the UK to Australia that costs a lot less than you might think. It takes two minutes to get a quote, and you can use my Go Walkabout discount code below to get an even better deal for your travel insurance one way to Australia.
Follow any of the links on this page and use code SMART5 in the discount code box to receive 5% off Go Walkabout one way emigration insurance.
GoWalkabout travel insurance for emigration
If you are short on time and just want a quick quote for one way emigration insurance from the UK use my Go Walkabout discount code for travel insurance for emigration. Pop over to Go Walkabout insurance here and enter the code SMART5 in the discount code box to receive 5% off the cost. Get your quote now
Now I need to begin by saying outright, I am not a financial advisor. I am not allowed to give you any insurance or financial advice and this blog post isn’t going to give you any insurance policy information or tell you what to do, but I will give you a few things to think about when you’re considering taking out one way travel insurance from the UK to Australia for your move to Australia.
Do you need emigration insurance when moving to Australia?
Have you worked out where you’re going to stay when you arrive in Australia? You might enjoy this post about short stay accommodation in Australia.
If you’ve been wondering whether you need emigration travel insurance – also known as one way travel insurance – be aware that a regular travel insurance policy is unlikely to cover you when you’re only travelling in one direction. You need specialist travel insurance for moving abroad. This is where one-way travel insurance comes in because the emigration travel insurance policies have been created for people who are only travelling in one direction to emigrate.
Here are some things to think about if you are looking for travel insurance for one way travel from the UK to Australia:
What happens if you fall ill or are injured during your journey to Australia or during your stopover?
What happens if your flight is severely delayed or cancelled? Or if you’re stuck overnight at the airport before you set off or while you are in transit?
What if your wallet gets stolen at the airport and it is full of dollars ready to start your new life? Or your hand luggage is stolen and it contains your iPad, laptop and camera equipment?
What if your suitcases get lost and you arrived with no luggage?
What happens if you lose your passport?
What happens if you have to postpone your outbound flight at the last minute due to an illness or the death of a loved one?
What would happen if you needed an ambulance soon after arriving? (Does the state you’re moving provide a free ambulance service for residents as not all do – some states in Australia charge for ambulances and these fees can vary.)
What happens if your Australian hire car gets broken into shortly after arriving and some of your possessions are taken?
What happens if you break your tooth or you get bad tooth ache soon after arriving?
What happens if you get sick when you arrive and need hospital treatment but you want to go through a private hospital rather than the public system?
Go Walkabout discount code: Follow any of the links on this page and use code SMART5 in the discount code box to receive 5% off Go Walkabout one way emigration insurance.
Get your emigration insurance quote with Go Walkabout now. Enter the code SMART5 in the discount code box to claim 5% off.
One way travel insurance: Emigration planning and risk assessments
There are so many things that could go wrong. Now hopefully none of these things will happen. But we all know that flights do get cancelled, bags do get lost and people do get ill or injured. Now you may find alternative sources cover you for some things (airlines might cover hotels overnight during long delays, and they may provide you with a payout for lost luggage, Medicare can cover you for doctors appointments and you can go through the public hospital system etc.), but it’s important to do a quick risk assessment to make sure you feel comfortable that you could cope if anything out of the ordinary happened.
You can get one-way travel insurance to Australia from the UK to just cover your journey over or you can take out a policy that covers you for a period of time after you arrive in the Australia to cover you and your family while you get settled and decide whether you want to take out a family health insurance policy.
How to choose the best one way travel insurance – UK to Australia
Read through all of the inclusions carefully and think about what parts of the policy are important for your travel insurance for a one way trip and as travel insurance for your one way flight.
Things that might matter to you with regular travel insurance will be less important when you’re looking at travel insurance for a one way flight to your new home – for instance you are less likely to need cover for more ‘dangerous’ activities such as sports and recreational activities during your arrival period as you’ll be busy setting up your new life.
The best one way travel insurance will give you peace of mind while not costing you a small fortune.
My experience of one way travel insurance – UK to Australia
We decided that we wanted one-way travel insurance to cover us from leaving the UK until we got settled in Australia as we were moving without jobs. We knew we’d be eligible for Medicare as we were moving as permanent residents, but we had no idea whether it was as comprehensive as the NHS. We decided to take out one way insurance for our one way trip to Australia and to cover us for a few weeks after landing. This gave us time to get settled, find work and it gave us chance to work out whether we wanted to take out private health insurance or not.
Of course, none of the above stuff was likely to happen but then we knew we’d be stressed out and busy enough with the move and finding work that we didn’t want to add any unnecessary stress or potentially any extra financial burden on our shoulders if anything did go wrong.
While we didn’t claim on ours, I still feel it was money well spent. It gave us time to look into private health care and decide whether we really needed it or not, and it just took off the pressure to make decisions like that right away as we were so busy with all of the admin involved in renting a house, buying cars and finding a school for our kids.
The above is just a list of things you might want to think about for your one way insurance to Australia. If you decide to take out oneway travel insurance obviously read all of the details of your chosen policy and decide on the best one way travel insurance policy for your needs.
If your leaving party is looming and you’re getting ready for your one way move to Australia, have you taken out one-way travel insurance to Australia yet? Travel insurance for one way travel isn’t too expensive for the peace of mind that it provides. Sort out your migration insurance today and tick another item off your to-do list. It only takes a couple of minutes to set up and is a lot cheaper than you might think – especially with my Go Walkabout travel insurance discount code for emigration cover.
Use the link below to get 5% off by using the code SMART5 in the discount box:
If you are getting ready to make the move, check out this post about the best way to transfer large sums of money abroad, check out my page of Trusted Experts and be inspired by this list of books about Australia.
This post about one way travel insurance to Australia contains affiliate links.